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StashAway is the intelligent wealth management platform that’s designed to build and protect your wealth, whether that’s $1,000 or $10,000,000.

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Order Execution Policy

Important Notice and Standard Disclaimer

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Frequently Asked Questions

Fees are calculated as a percentage of your assets in your StashAway account.It is charged monthly, prorated for the number of days you're invested with us.Learn more: <a target="_self" rel="" class="styles__ATag-sc-13s6wwe-0 iKPPDk" href="https://www.stashaway.ae/pricing">StashAway Pricing.</a>

How are the fees calculated?

Please note that ETFs charge, on average, an expense ratio of 0.15%-0.25%. This is charged over the course of the year in the form of adjustments to the Net Asset Value.This is not an actual cash flow borne by you. It is offset by the ETF funds before distributing the returns back to you. This expense ratio is incurred regardless of what platform you use to purchase ETFs.

Do ETFs have fees?

The annual management fee is calculated as a percentage of the total assets under management, ranging from 0.2% to  0.8%, and is charged monthly on a pro-rata basis. For example,  if you invested on the 15th of a particular month, we will not charge you for the first 15 days. The other fee included is the low fee associated with the ETFs, averaging 0.15% to 0.25%.Additionally, there is a currency conversion fee charged by our vendor, at 0.08% on top of the spot rate. This preferential rate compares favourably against the significantly higher currency conversion fees charged by commercial or retail banks (can easily be in excess of 1% depending on transaction size).Unlike most traditional financial managers, we do not (and never will) charge for withdrawals or account closures.More details on how StashAway can charge low fees can be found <a target="_self" rel="" class="styles__ATag-sc-13s6wwe-0 iKPPDk" href="https://www.stashaway.ae/r/how-stashaway-can-charge-low-fees">here</a>.

What are the fees associated with StashAway?

If you have investments on our platform, you will be charged the appropriate fees, regardless of whether or not you sign in. We designed it this way so that you can spend more time doing what you love and less time worrying about your investments.

Am I still charged a fee even if I don’t log in often?

Absolutely! We were founded on the belief that high-quality financial advice should not come at a prohibitive price, and that low fees are a key ingredient to our customers' long-term financial success. We are committed to keeping our fees low.

Will prices always remain at these low levels?

At StashAway, we know that high fees significantly reduce investment returns. That's why we leverage advanced technology to lower our costs of serving you. In turn, we offer these savings back to you as lower fees. Our technology automates repeated tasks to create sophisticated reporting to monitor investment performance. With traditional advisors, customers are paying for the inefficiencies of the wealth management industry, and that shouldn’t be the case! We know that if you do well, we'll do well too.<div class="VideoPlayer__PlayerWrap-sc-1x47tsz-0 eiwVtK"><div style="width:100%;height:100%"></div></div>

How can StashAway charge lower fees compared to other banks and financial advisors?

Nope! It’s your money, and you should be able to access it easily. StashAway will never charge you if you want to withdraw money from your account. However, if you are withdrawing your money to an international account outside of UAE, your bank may charge you conversion fees. Additionally, your bank may also charge you a fee for receiving overseas telegraphic transfers - this fee varies from bank to bank and will be automatically deducted by your bank from the received amount.

Do you charge a fee if I withdraw funds from my StashAway account?

There are absolutely no fees associated with opening or closing a StashAway account.

What does it cost to open and close a StashAway account?

We break down your annual fee into monthly payments and we do this at the start of every month. For example, we’ll charge you January’s fees in the first week of February. We’ll also include the management fee charges in Monthly Statements, available in your account. Learn more: <a target="_self" rel="" class="styles__ATag-sc-13s6wwe-0 iKPPDk" href="https://www.stashaway.ae/pricing">StashAway Pricing</a>.

When does StashAway bill me for the fees?

At StashAway, we know that high fees significantly reduce investment returns. That's why we leverage advanced technology to lower our costs of serving you. In turn, we offer these savings back to you as lower fees. Our technology automates repeated tasks to create sophisticated reporting to monitor investment performance. With traditional advisors, customers are paying for the inefficiencies of the wealth management industry, and that shouldn’t be the case! We know that if you do well, we'll do well too.To learn more about how StashAway can charge lower fees, click <a target="_self" rel="" class="styles__ATag-sc-13s6wwe-0 iKPPDk" href="https://www.stashaway.ae/r/how-stashaway-can-charge-low-fees">here</a>.<div class="VideoPlayer__PlayerWrap-sc-1x47tsz-0 eiwVtK"><div style="width:100%;height:100%"></div></div>

Not at all!If you choose to deposit or withdraw in AED, there will be a currency conversion fee charged at 0.08% on top of the spot rate. This fee is embedded in the exchange rate.If you'd like to deposit or withdraw in USD, kindly check with your bank for any additional charges they may have.

Are there fees for transferring money in or out of the account?

Fees are paid monthly with the 1% cash allocation in your account. Each of your portfolios will be charged proportionally for the fees owed by them. We charge an annual management fee, as a percentage of assets managed that we charge monthly. The other fee included is the low fee associated with the ETF.

How do I pay fees?

Fees

What does it mean to be a Professional Client?

Professional Clients

General questions about how StashAway works

General Questions

Frequently asked questions about opening an account and the app

Getting Started

Questions about our portfolios and investment framework

Investments

Questions about our General Investing and Goal-based portfolios

General & Goal-based Investing

Questions about our cash management portfolio

StashAway Simple™

Questions relating to capital gains and dividend taxes on your portfolios