Fortune favours the investor

Build your wealth with globally-diversified, risk-managed investments at your fingertips.

Fees from as low as 0.2 %

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StashAway Management (DIFC) Limited is regulated by the DFSA

(license number F006312)

Explore our investment options

Our range of portfolios makes it easy for you to build the financial journey you want.

What do you want to do with your money?

General Investing Portfolio

Invest in globally-diversified portfolios built with ETFs. Just choose how much risk you want to take, and we'll navigate the market cycles so you remain one step ahead in achieving your financial goals.

Goal-based Investing Portfolio

Align your investment strategy with life goals and gain returns that meet your real-world needs. Our Goal-based Investment portfolio consists of globally-diversified ETFs and helps you reframe wealth, your way.

Responsible Investing (ESG)

Invest for both profit and purpose Invest in ethical, responsible, and sustainable businesses, and help them make a bigger and longer-lasting positive impact on our world without sacrificing returns.
Suitable for: Building your core wealth, or investing towards long-term financial goals such as saving for retirement.

Thematic Portfolio

Diversify your existing investments with ETFs from some of the best fund managers in thematic investing. Boost and grow your long-term wealth in industries you understand and believe in.

Pick your risk exposure, and we’ll handle the rest

We’ll design and manage your portfolio to navigate the market and economy all while making sure your investments stay within the risk exposure you selected. That way, you can start earning more and worrying less.

StashAway Risk Index:

20%

There is a 99% chance that this portfolio will not lose more than

20%

of its value in any given year.

More conservative

More aggressive

There is a 99% chance that this portfolio will not lose more than

20%

of its value in any given year.

How this portfolio has performed compared to its same-risk benchmark

1.5% performance difference

StashAway

1.4%

Benchmark

-0.1%

Annualised returns since inception
As of April 2022

Compared to Benchmark of

5% Growth assets - 95% Protective assets

Disclaimer

Our expertise helps you focus on returns

Stashaway brings more than 50 years of industry experience with over 30,000 hours of research and testing. This results in precision investing or what we call Economic Regime-based Asset Allocation (ERAA®).

Put data behind your money, not emotions

ERAA® monitors data, cuts through market noise and dives into what’s really going on in the economy as a whole.

Allocate assets intelligently, not cherry-pick securities

We monitor changes in the market and allocate your assets to capture opportunities, so your portfolios get the best combination of protection and performance.

Optimise your returns and avoid unnecessary risks

With our StashAway Risk Index (SRI), you can rest easy knowing your investments will not lose more returns than you’re willing to tolerate regardless of economic conditions.

Our pricing

At StashAway, we believe in a straightforward and transparent fee structure. Our annual management fees start as low as 0.2%, with unlimited withdrawals and transfers plus free account setup and no exit fees. Start focusing on returns, not costs.

Total Investment

USD

Annual Fee Rate

$ 0 USD

Blended rate: 0% P.A.

Our management fees are 0.2% to 0.8% per annum, inclusive of GST. This does not include the expense ratio charged by the ETF manager.

We've worked with our FX vendor to bring you the lowest conversion rate in the market. Our FX vendor will apply this rate to all non-USD deposits and transfers to USD portfolios.

See detailed pricing

Why invest with us?

Investment insights

What It Costs to Invest

What is the 'StashAway Risk Index'?

3 Ways to Manage Risk in Your Investments

On Risk Management: March’s Market Crash and ERAA™’s Performance

Frequently Asked Questions

Why asset allocation instead of securities selection?

According to the mid-2016 SPIVA US Scorecard, 94.58% of US domestic equity fund managers who participate in active fund management have underperformed the relevant passive index benchmark in the past 5 years. In other words, only about 5% of active fund managers delivered positive returns against their benchmark. Data for other countries and time periods are comparable.

Not sure about you, but we didn't like the sound of those odds.

We don't engage in securities selection, and we refrain from using actively managed funds; instead, we build our customers’ portfolios with a carefully selected assortment of highly diversified, liquid and low-cost exchange-traded funds (ETFs). These index-tracking investment tools enable our customers to gain diversified, long-term exposure to a variety of asset classes and geographies.

How does StashAway select ETFs?

StashAway chooses the best-in-class ETFs on your behalf. We chose the largest, most liquid, most tradable, and most cost-effective ETFs with the lowest tracking error to the index and a sufficiently long track record. We choose simple ETFs, which means they have no leverage or complex payoffs, and have no ETNs to avoid credit risk of issuer.

Why don’t I just invest on my own?

When investing as an individual, there are minimum trade sizes and high transaction costs imposed on the account, and this makes investing as an individual cost-prohibitive. With StashAway, you will benefit from the constant monitoring, rebalancing, and re-optimisation that we provide. Moreover, StashAway is able to offer fractional shares to make your portfolio more precisely allocated, which is nearly impossible if you were to do it on your own.

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StashAway Management (DIFC) Limited is regulated by the DFSA (license number F006312) for the provision of arranging custody, arranging deals in investments, advising on financial products, and managing assets, with a retail endorsement.

StashAway Management (DIFC) Limited (registration number CL 3982) is established in the DIFC pursuant to the DIFC Companies Law. Its registered address is Unit 1301, Level 13, Emirates Financial Towers, P.O. Box 507051, Dubai International Financial Centre, Dubai, United Arab Emirates.

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Fortune favours the investor