StashAway Simple™

StashAway Simple™

It’s time to rethink how you grow your cash.

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We’re regulated by the Dubai Financial Services Authority. Find out more.

There’s savings, and then there’s Simple

StashAway Simple™ is a Shariah-compliant cash management portfolio without restrictions. It makes growing your cash, well, Simple.


No limit on the balance that can earn a projected rate of 1.2%

No lock-up

No minimum balance

No management fees, setup fees, or exit fees

Unlimited transfers in and out of StashAway portfolios

Accepts both AED and USD

How it works

  1. 1.

    Transfer however much cash you want.

  2. 2.

    Earn returns on any amount for however long you want.

  3. 3.

    That’s it.

Growing your cash really can be this Simple

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StashAway management fee for any balance


Net fee charged by underlying fund manager, embedded in projected rate

asset 1

We don’t include your Simple balance as part of your overall investments under management when we calculate your fee with us.

Frequently Asked Questions

Can I use Simple without using other StashAway products?

Yes. You do not necessarily need to invest in other StashAway portfolios to invest in StashAway Simple™.

Could the Simple projected rate ever change?

Yes, depending on economic conditions, your StashAway Simple™’s projected rate may change, as its underlying funds are affected by economic health factors. Though, when applicable, our system will re-optimise your Simple portfolio to maintain the highest possible projected rate within a given economic environment. We will always notify you in the case of a change in the projected rate. The risk level to which your money is exposed will never change within StashAway Simple™.

The Total Expense Ratio (TER) for each fund includes the Management Fee charged by the Fund Manager, as well as other expenses incurred by the Fund (e.g., custody, marketing, compliance, shareholder services); as the TER includes fixed costs, it may slightly vary depending on the size of the funds.

Is StashAway Simple™ risky?

This is an investment, so there is a level of risk, but it’s incredibly low. The StashAway Risk Index for StashAway Simple™ is 0.947%. That means you have a 99% chance of not losing more than 0.947% of your AUM in a given year.

What currencies does Simple accept?

StashAway Simple™ can accept deposits in AED and USD. Any USD deposits will be converted to AED.

Want to grow your wealth for the long term?

We have a range of medium-to-long-term investment options, too.