Earn a projected 3.9%* p.a. with Simple
Future-proof your savings with StashAway Simple™
No restrictions on withdrawals or transfers
No lock-ins of your funds
StashAway Management (DIFC) Limited is regulated by the DFSA (license number F006312).
The projected rate may change depending on market conditions. It is based on the gross yield provided by the fund manager. The gross yield is not a guarantee for future returns.
It's Simpler to grow your cash than you think.
Tired of navigating through the endless lists of criteria to earn a rate at a bank? We understand. That’s why we created Simple! To make the investing experience straightforward, and, well, Simple.
How you can use Simple
- Invest your emergency funds
- No investment, insurance, or salary requirements
- Prepare for upcoming expenses (your next holiday, wedding, and more)
- Set money aside to fund other investments
Simple in a nutshell
Projected rate
Management fee
Risk
Underlying fund
As of 15 Sep 2025 Disclaimer
Growing your cash should be Simple
StashAway Simple™ | Banks |
|---|---|
No minimum balance to earn the projected rate. $1 or $1,000,000, it’s all the same to us. | Require a minimum balance to earn the basic rate. |
No requirements to meet to earn the full projected rate. | Require investments, insurance, salary crediting, and more to unlock the full rate. |
Pricing
Simple | |
|---|---|
Projected rate from the fund manager | 4.5% p.a. |
Net fee charged by fund manager | (0.33%) p.a. |
StashAway management fee | (0.3%) p.a. |
Projected rate after all the fees | 3.9% p.a. |
* The net projected rate is 3.9% p.a. as of 15 Sep 2025 and may change depending on market conditions. It is based on the gross yield provided by the fund manager. The gross yield is not a guarantee for future returns.
Begin your investment journey
Start saving from as little as you want.
Make money decisions with confidence
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Frequently Asked Questions
Why shouldn't I invest in these funds myself instead of having StashAway invest on my behalf?
We give you access to the Emirates NBD Islamic Money Market Fund at a low cost. With the MMF, we are using an institutional share class that has a lower total expense ratio (annual fee charged by the MMF's fund manager) than the retail share class available on FSM or anywhere else.
Do I need to invest with StashAway to have StashAway Simple™?
Nope! You can have just a StashAway Simple™ portfolio, if that's what works best for your financial plan.
How risky is StashAway Simple™?
StashAway Simple™ is an investment, so there is a level of risk, but it’s incredibly low. We designed it to be an ultra low-risk cash management portfolio that invests in a money market fund.
Can the projected rate change?
Yes. Depending on economic conditions, StashAway Simple™'s projected rate may change, as its underlying funds are affected by economic health factors. Though, when applicable, our system will re-optimise your Simple portfolio to maintain the highest possible projected rate within a given economic environment. We'll review the projected rate continually, and notify you in case there's a change. The risk level to which your money is exposed will remain the same within StashAway Simple.