Shariah Global Portfolios

Grow your wealth with smart, global portfolios

Tap into up to 13.7%* p.a. returns, all while staying aligned with your values.

StashAway Management (DIFC) Limited is regulated by the DFSA (license number F006312).

01

Up to 13.7%* p.a. returns


Returns from 7.0%* to 13.7%*, across four different risk levels - moderate, balanced, aggressive and very aggressive.

02

Globally diversified


Invest in Shariah-compliant equities, Islamic bonds (sukuk), and gold for diversified growth across markets and sectors.

03

Shariah-compliant


Designed with Shariah-compliant ETFs to stay aligned with your faith.

Islamic investing, without compromising on returns

Shariah-compliant global equities have delivered returns on par with, and sometimes outperforming, non-Shariah equivalents, showing you can stay true to your values without sacrificing returns.

Stronger returns with Shariah Global Portfolios

StashAway Shariah Global Portfolios’ composite historical returns have delievered consistent long-term growth across all risk levels.

Manage risk with globally diversified portfolios

Access global growth while managing risk through smart diversification. Shariah Global Portfolios blend equities, Islamic bonds (sukuk), and gold — with meaningful exposure to high‑growth sectors like technology and emerging markets.

Create your account

Select your preferred risk level

Moderate

This portfolio has more exposure to Islamic bonds (sukuk) for stability, and a smaller portion in equities for some growth.

Composite historical returns, annualised

3 years: 9.8%
5 years: 7.0%

StashAway Risk Index (SRI): 16%

Balanced

This portfolio has a tilt toward equities while maintaining a meaningful allocation to Islamic bonds (sukuk) for balance.

Composite historical returns, annualised

3 years: 11.8%
5 years: 9.2%

SRI: 22%

Aggressive

This portfolio is more heavily weighted in equities, while still being complemented by Islamic bonds (sukuk). 

Composite historical returns, annualised

3 years: 9.8%
5 years: 12.2%

SRI: 30%

Very aggressive

This portfolio is almost fully allocated to equities, with minimal allocation to Islamic bonds (sukuk).

Composite historical returns, annualised

3 years: 15.5%
5 years: 13.7%

SRI: 36%

* Past returns: Last 3 years figures are for the period 31 Jul 2022 to 31 Jul 2025, while 5 year figures are for the period 31 Jul 2020 to 31 Jul 2025, and are historical composite returns of underlying ETFs that form the portfolio. All returns shown are in USD terms and calculated before fees, taxes and dividend reclaims. The performance figures also assume that any payouts or dividends were reinvested. Note that actual returns may deviate from the model portfolios for various reasons. These include when trades are executed, time zone differences, the daily volatility of re-optimisation and rebalancing, fees, and dividend taxes. Past performance is not an indicator of future performance.
A note on annualised past returns: Annualised returns tells an investor the average return per year based on the number of years the portfolio has been managed. It differs from the annual performance of an investment, which can vary considerably from year to year. Past performance does not guarantee future performance. 
These portfolios are labelled Shariah-compliant based solely on their composition of ETFs that have been certified as Shariah-compliant by their respective issuers or fund managers. StashAway does not certify, verify, or guarantee the Shariah compliance of these products. 

Your advantage with Shariah Global Portfolios


Smart, intelligent portfolios

Optimised access to Shariah-compliant opportunities across the world 

  • Choose from 4 risk levels to meet your different needs
  • Portfolios are automatically optimised by experts to seek optimal risk-adjusted returns in the long-term

Learn more about our intelligent investing framework →

Smart, intelligent portfolios

Built with cost-effective ETFs

Low fees, no hidden charges

Average expense ratio

0.4% p.a.

Base Currency 

USD

Recommended duration

3 years or longer

StashAway management fees

0.2% - 0.8% p.a.

Built with cost-effective ETFs

Halal investing made simpler

  • Set up your portfolio in minutes
  • No minimum balance, no maximum investments, and no monthly requirements
  • No lock-in period
Halal investing made simpler

Effortless investing, the Shariah-compliant way

Create an account and start investing within minutes, starting with any amount.

By creating an account, you agree to the Platform Agreement

Download our mobile app

Effortless investing, the Shariah-compliant way
Effortless investing, the Shariah-compliant way

Frequently asked questions

Shariah Global Portfolios are globally diversified investment portfolios. These portfolios are managed using our intelligent investing framework, ERAA®, and only invest in Shariah-compliant ETFs across equities, Islamic bonds (sukuk), and gold. 

Disclaimer: These portfolios are labelled Shariah-compliant based solely on their composition of ETFs that have been certified as Shariah-compliant by their respective issuers or fund managers. StashAway does not certify, verify, or guarantee the Shariah compliance of these products. When in doubt, consult a qualified Shariah advisor.

The Shariah Global Portfolios follow recognised Islamic principles, which govern what types of financial activities are permissible and which are prohibited in Islam.

Disclaimer: These portfolios are labelled Shariah-compliant based solely on their composition of ETFs that have been certified as Shariah-compliant by their respective issuers or fund managers. StashAway does not certify, verify, or guarantee the Shariah compliance of these products. When in doubt, consult a qualified Shariah advisor.

Shariah Global Portfolios follow the same intelligent ERAA®-based investment strategy as our General Investing portfolios. The key differences are:

  • Shariah-compliant ETFs: The underlying ETFs are certified as Shariah-compliant by its issuer/fund manager.
  • Risk levels: You can choose from 4 risk levels (moderate, balanced, aggressive, and very aggressive), each designed to suit different investment goals and risk appetites.

Sukuk are Shariah-compliant investment instruments often referred to as Islamic bonds, but they differ fundamentally from non-Shariah bonds in how they generate returns and are structured.

Sukuk do not involve lending or interest. Instead, they represent partial ownership of a tangible asset, project, or business. The returns to investors come from profits generated by these assets, such as rental income or business revenue, not from interest payments. Upon maturing, the investor’s principal investment is repaid in full, in a similar manner to non-Shariah bonds, but without violating Islamic principles. 

Because sukuk are tied to economic activity and avoid excessive speculation or debt, they’re seen as a more ethical and stable alternative, not just for Muslim investors, but for anyone seeking risk-managed, asset-backed fixed income.