Introducing Flexible Portfolios
Now, you can build or customise your portfolio from 60+ asset classes.
You asked, and we listened.
Many of you have been asking for the ability to make your own tweaks and changes to your investments, and so we’re excited to finally introduce Flexible Portfolios! Whether you’re a fan of StashAway’s portfolios but just want to make some small changes, or you want to create your own portfolios from scratch, Flexible Portfolios gives you that, well, flexibility.
Meet Flexible Portfolios
Access 60+ different asset classes
With Flexible Portfolios, you can choose from more than 60 distinct asset classes, including Emerging Markets, REITs, Precious Metals (Gold), Energy, Government Bonds, Corporate Bonds and more. See the full list of assets.
The ETFs available are from some of the world’s top fund managers, including iShares, SPDR, VanEck, Vanguard, ARK, and GlobalX.
Over time we’ll add more asset classes, and we’ll let you know as we do. If there are any that you think we should have, let our team know at firstname.lastname@example.org.
Know exactly how much risk you’re taking on
What exactly does “low”, “medium”, or “high” risk even mean?
We’ve always believed you should know exactly how much risk you’re taking, which is why we’ve always given our investments a specific, quantifiable risk measurement. And Flexible Portfolios are no different.
Editor's note: Once you decide on an asset allocation, we’ll calculate that portfolio’s potential downside. For example, if your Flexible Portfolio has a Moderate Risk Level, it means that there’s a 99% chance that it won’t lose more than 19% in a given year. We calculate the risk level by looking at long-term asset class returns and assumptions, and we update these calculations quarterly. Your portfolio's Risk Level could change for one of two reasons: in the case that the quarterly update calculates a new risk level, or in the case that our investment team replaces a particular ETF in favour of a more cost-efficient or preferred one in the same asset class.
Build a portfolio from scratch, or edit one of our template portfolios
You can either start with a template portfolio and make adjustments from there, or start with a clean slate and build your portfolio from scratch.
You can update your asset allocation whenever you want, and have multiple Flexible Portfolios if that’s what’s best for your investment plan.
And, of course, there’s no minimum balance or lock-in.
More about Flexible Portfolios
How do Flexible Portfolios fit into your investment plan?
Flexible Portfolios can serve a few different purposes in an investment plan.
First, it can be your primary investment: For example, if you have a StashAway-powered General Investing portfolio but just want to make a few tweaks to the asset allocation, Flexible Portfolios will allow you to stay diversified while also letting you be in control. (Note that you can only tweak General Investing powered by StashAway portfolios; General Investing powered by BlackRock can’t be modified).
Or, it can be a way to strategically double down on exposure to certain asset classes. In fact, you can even create a portfolio with just 1 asset class.
If you want to know more about how to include Flexible Portfolios in your investment plan, read about how Flexible Portfolios can supplement your investment strategy.
How will your Flexible Portfolios be managed?
We’ll rebalance your Flexible Portfolios to always maintain the proportions of the asset allocations you set, but we won’t re-optimise them on your behalf when market conditions change. Read more about rebalancing and reoptimisation.
And let us know what you think!
This is just the beginning for Flexible Portfolios. The launch of Flexible Portfolios is a result of many of you sharing feedback on what would make StashAway even better. And what it becomes will largely depend on what you need it to be. Let us know which features you love and which ones you think are missing. We can’t wait to hear what you think!
We thought you might.
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