Q: How do I start investing in Unicorn Top 20?

<b>1. Speak to a Wealth Advisor </b> Click <a href="https://www.stashaway.ae/schedule/bhupesh-upadhyay">here</a> to schedule a call and learn more about how unicorn investing can complement your portfolio. <b>2. Verify your Professional Client (PC) status</b> If you’re not yet verified as a PC, you will need to submit your PC verification documents via the StashAway app or web dashboard. Click <a href="https://stashaway.app.link/pc-verification">here</a> to get verified today.

Question 1

What is a unicorn company?

Accepted Answer

A unicorn is a privately held company valued at over $1 billion USD.&nbsp;
These companies are often high-growth businesses that have scaled rapidly, are backed by institutional investors (like venture capital and private equity firms), and are not listed on public stock exchanges.&nbsp;

Question 2

How is investing in unicorns different from public equities?

Accepted Answer

Private unicorn investments differ from listed stocks in several ways:
Limited liquidity: Shares are not freely traded on public exchanges.
Valuation methodology: Prices are typically based on private transactions rather than continuous exchange pricing.
Longer time horizons: Unlike public stocks that can be bought or sold daily, private companies often require investors to wait for a liquidity event, such as an IPO or company sale, before fully realising value.&nbsp;
Risk of loss: Private companies carry significant business and valuation risks. Investors may lose part or all of their investment.
Because of these characteristics, unicorn investing is generally suited for investors with a higher risk tolerance and a long-term investment horizon.&nbsp;

Question 3

What is the Morningstar PitchBook Unicorn 20 Index?

Accepted Answer

The Morningstar PitchBook Unicorn 20 Index is a rules-based index designed to track 20 leading private unicorn companies. The index methodology includes:
Selection based on size and liquidity criteria
Equal weighting across all 20 companies, so no single company dominates the index
Quarterly rebalancing, based on the index’s published methodology
Focus on global unicorns with liquid secondary markets, allowing for observable pricing data
Because it follows a defined methodology, company selection and weighting are determined by the index’s rules rather than discretionary manager decisions.

Question 4

How do I start investing in Unicorn Top 20?

Accepted Answer

1. Speak to a Wealth Advisor

Click here to schedule a call and learn more about how unicorn investing can complement your portfolio.

2. Verify your Professional Client (PC) status

If you’re not yet verified as a PC, you will need to submit your PC verification documents via the StashAway app or web dashboard. Click here to get verified today.

Question 5

Can I withdraw from Unicorn Top 20 at any time?

Accepted Answer

No, while Unicorn Top 20 does not come with multi-year lock-ups, there is still a lock-up period, after which you will be able to make redemption requests, subject to meeting the underlying fund’s redemption terms. In addition, redemption requests may be subject to fund-level limits (also known as gating provisions). These limits restrict the total amount that can be redeemed within certain rolling periods, and in some circumstances, redemptions may be deferred.&nbsp;
That’s why Unicorn Top 20 is generally suited for investors with a longer investment horizon and a lower need for immediate access to funds.&nbsp;

Question 6

How do I qualify for Professional Client status?

Accepted Answer

As an individual investor, you can only qualify as a Professional Client (PC) if you meet the following criteria: Have ‘net’ assets of at least $1 million; AND Are currently, or have been, over the last two years, an employee in a relevant professional position of a regulated financial institution; Or, Appear, on reasonable grounds, to have sufficient experience and understanding of relevant financial markets, products or transactions and any associated risks. Please note: Due to regulatory requirements, we would need to obtain sufficient evidence on your status as a PC. The asset test excludes the value of your primary residence, but may include the following assets held directly or indirectly: Cash holdings in current or savings accounts and fixed deposits Listed securities such as holdings in stocks, bonds and ETFs Holdings of units in mutual funds Your investment holdings managed by StashAway Investment property or secondary residences, deducting any mortgages or other charges held over the property from the value of the assets 33% of the market value of Recognised Crypto Tokens which include Bitcoin, Ethereum, XRP, Toncoin and Litecoin How to Apply for Professional Client Status on StashAway (Verified Accounts) Open your StashAway app. Access the menu: In the upper left corner of the app, you'll see three horizontal lines. Tap on this icon to open the main menu. Select "Professional Clients": Scroll to the bottom of the menu and tap on the "Professional Clients" option. Answer the questions: Carefully read each question and provide accurate information. Confirm your application: Acknowledge that you understand the application by checking the appropriate box or following the app's instructions. Upload your documents: Have digital copies of your investment asset documents ready (e.g., brokerage statements, portfolio summaries). Follow the app's prompts to upload them securely. Wait for verification: The review process typically takes 1-3 business days. You'll receive an email once your status is confirmed. Explore private investments: After verification, you'll unlock access to private investment options within your StashAway portfolio.

Question 7

What does it mean to be a Professional Client?

Accepted Answer

A Professional Client ("PC") may generally have access to a wider range of financial products and services. Some financial institutions may not offer certain products and services to persons who are non-PC. Under section 2 of the Conduct of Business Module Rulebook of the Dubai Financial Services Authority (the "DFSA"), you may be categorised as a Professional Client (“PC”). A PC may generally have access to a wider range of financial products and services. To be eligible to be treated as a PC, you must first meet eligibility criteria (please refer to "How do I qualify for PC Status?" ) and you must opt in to be treated as a PC. If you opt in to be treated as a PC, you are regarded as having consented to and understood the following: I represent, warrant and undertake that I am a "Professional Client" ("PC") as defined under the DFSA Conduct of Business Module Rulebook, Section 2. I agree to provide the relevant supporting documents and all supporting information and documents I have or will provide are true, accurate, complete and authentic. This representation shall be deemed repeated upon every transaction and dealings with StashAway in relation to my account. I understand what it means to be a PC and the consequences of choosing to opt in. In particular, I acknowledge that choosing to be a PC, this may reduce certain regulatory safeguards applicable to me so long as StashAway has not received a withdrawal of consent from me. I have read and understand the general warning and regulatory safeguards applicable to me, as discussed in the PC FAQs. Having considered the consequences, I choose to opt-in and provide my consent to be treated as a PC as defined in the PC FAQs in relation to my account, transactions and dealings with StashAway. I am aware that I can withdraw my consent at any point in time and choose not to continue to be treated as a PC. I acknowledge that I have read and understood the consequences of withdrawing my consent. I confirm that although StashAway may draw my attention to investment opportunities and provide me with market information, opinions or recommendations, I understand that such advice may be given in isolation and may not always take into account the asset allocation of my portfolio. I agree and acknowledge that all decisions whether or not to invest and/or to enter into transactions will be made on my own. I will be making decisions on whether or not to invest and/or to enter into any transactions on my own behalf and/or StashAway will only facilitate the entering into such transactions upon receiving my instructions. I undertake to notify StashAway immediately of any subsequent change to my financial situation which affects my eligibility to be considered as a PC. I am aware that StashAway will not be required to provide me with any contract notes, statements of account or receipts under the DFSA Rules, on a monthly basis, when my PC status is in effect where such would otherwise be required, unless I instruct StashAway to do so. Although StashAway has no regulatory duty to provide me with the above-mentioned information, StashAway will continue to send me the statements of account until further notice and to provide me with other information upon request.

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